Long Term Care

Long Term Care Products offered:

• Traditional
• New York State Partnership

What is Long Term Care

Long Terms Care applies when someone has a prolonged illness, disability or cognitive impairment. Long Term Care may include home health care, hospice, adult day care, respite care, nursing home care, and living. This may also include hands-on or stand-by assistance.

Who should consider Long Term Care?

You may want to consider Long Term Care if:

• You have significant assets/income and want to protect them.
• You can afford premiums, including possible premium increases
• You want to have some independence, flexibility in choosing care, and opting for the setting you prefer or are most comfortable in.