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Legal Disclosures & Disclaimers

SEPARATE ENTITIES

EMS Group, Emerling Agency, Floss Agency, McMahon Agency, Stahlka Agency and Cadaret Grant are separate entities.

SECURITIES

Securities offered through Cadaret Grant & Co., Inc. (member FINRA/SIPC) located on 8625 Main Street, Williamsville, NY 14221. Phone Number: (716) 631-1090. Licensed in New York, California, Florida, New Hampshire, Ohio, Tennessee, Connecticut, South Carolina, Arizona, Nevada, Pennsylvania and New Jersey.

PRIVACY POLICY

At EMS Group, we recognize that privacy and security of personal information is a concern to our customers. We have taken care in establishing and implementing policies and procedures to protect this information.

INFORMATION AUTOMATICALLY LOGGED

We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

PERSONAL INFORMATION

The public portion of this Web site does not request any personal information or collect any information that personally identifies you or allows you to be personally contacted, other than the information you choose to enter in our More Information request and Insurance Quote forms. We do not share any personal information with any third parties nor do we use any personal information for any purpose not specifically requested by you.

EXTERNAL LINKS

This site contains links to other sites. EMS Group is not responsible for the privacy practices or the content of such Web sites.

This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. We use standard and accepted methods of securing our site and the machine(s) that serve the site to the public. We continue to monitor and review the privacy measures we use to protect customer information. These measures are updated as practices change and new technology becomes available.

COPYRIGHT

All materials in this site are copyrighted and may not be reproduced or marketed for any purpose without prior written approval.

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